Jerry Kroshus: President
For more than 20 years, Jerry Kroshus has served in senior management roles in the remarketing industry. Kroshus most recently worked for HSBC Auto Finance where he assumed the role of Vice President/Director of Remarketing. During this time, Kroshus was responsible for overseeing HSBC's remarketing operations and relationship management activity.

During his 14 years with CitiFinancial Auto, Kroshus advanced to the position of Vice President and National Remarketing Sales Manager. He played an instrumental role in advancing CitiFinancial Auto to become the first national consignor to fully utilize AutoIMS as well as being one of the first consignors to develop a national certified program. Prior to CitiFinancial Auto, Kroshus spent four years at GMAC in Minneapolis, Minn. He joined PAR North America in 2008.

Over the course of his career, Kroshus has built strong industry relationships and gained significant experience from his numerous roles in the vehicle remarketing industry. He has a bachelor's degree in business administration from North Dakota State University, Fargo, N.D.

Jose Delgado: Vice President/Sales and Client Relations
Delgado possesses more than 16 years of remarketing/collections experience. He has held several key remarketing management positions while employed at WFS Financial and HSBC Auto Finance (now Santander Consumer USA). Most recently, Delgado worked for Manheim Auctions from 2008 to 2011. He served as Assistant General Manager of Manheim Utah Auto Auction and prior to that he was the Fleet Lease Manager at Manheim Southern California Auto Auction.

Delgado has extensive Six Sigma experience which has helped him streamline processes for added efficiencies in his career and possesses a strong background in leadership and customer relationships. He holds a bachelor’s degree from the University of Phoenix in Business Administration.

Tim Massingale: Director of Operations
Massingale has more than 10 years of management experience in remarketing and repossessions at PAR North America. His career track includes being promoted several times; from Senior Account Manager to National Remarketing Manager and most recently to Client Relations Manager where he handled communication and data collections with new and existing customers. He is now Director of Operations, overseeing the repossession, remarketing and titles departments. Massingale has extensive customer service experience as well. Previously, he served in hub and delivery operations management with UPS for 13 years. Massingale holds a bachelor’s degree from Crossroads Bible College, Indianapolis, Ind.

Jennifer Perry: Titles Services Manager
Perry is well-versed in all facets of title procedures. With more than 17 years of industry experience, Perry began her career at the Indiana Bureau of Motor Vehicles where she handled all title processing. Perry joined PAR North America in 2001 as a Title Coordinator, where her industry knowledge proved beneficial. She quickly moved into managing the entire title department. In an effort to provide the highest level of service to all clients in a timely manner, Perry cross-trained her entire department. She strives to continually educate and mentor her staff to stay up-to-date on state changes and all required forms.

Jerry Ward: Recovery Services Manager
Ward joined PAR North America in 2002. He previously worked for 12 years in the banking and finance industry where he held senior management roles. Most recently, he was Vice President of Collections at Union Acceptance Corporation. His extensive experience ranges from work in collections to skip tracing and loss mitigation. Ward is currently the Recovery Services Manager for PAR North America where he oversees various departments including agent relations, assignment and skip trace.